Thanks! Damage to credit is negligible. If you want to refinance your auto loan, you’ll need to consider other lenders. MPG 1. Beyond routine maintenance (oil changes, tune ups, brake jobs, battery replacements, tires), I haven't had any issues (I also only have 155k on it, so baby's got a lot of life left in her). Seems like a no brainer to get the best half of the car's life for myself if the price is less than double. There is no need to buy directly from Toyota if you want to get a new car without going through a dealer. Pretty insane. TRY IT: Is a test drive around the block really enough? Escape for the Weekend or take a Quick Business Trip. Just rolled over 200k last month. Continue stress-free maintenance coverage with long-term coverage of your vehicles scheduled maintenance. They are reliable and they are everywhere. Or are you just making up bullshit ? That work has paid off. Join our community, read the PF Wiki, and get on top of your finances! I had a similar situation in 2009. How does this new Battle Royal FPS hold up? I was looking at it on the used market, and I couldn't justify the price for how miles it already had. Rent a Toyota car, truck or suv at your nearest participating dealer. Even going into the 30K+ range of miles it's barely a decrease in the price at all. Edit: there's way more to it. "That tells you a lot," said Karl Brauer, executive publisher of Kelley Blue Book. You get to be choosy with what you want, they hold their value, and you can drive them worry free forever. For us, we found it to be the best option overall (though PF probably does NOT approve, LOL!). (I also live in Houston, so the non-flooded used car market is pretty tough at the moment). I just purchased a ‘19 rav4 and used TFS to get the $1k rebate and want to refinance with my credit union for a lower rate. Quality, Durability, and Reliability Depends on the interest rate. Try Before You Buy Is this a legitimate deal? I once tried to buy a Ferrari in Tucson, Arizona, and I got the first part taken care of. A closed account lasts for 5 years, so if op has 3 accounts all at 30 years, then a new account at 0 years would bring his average account age from 30 to about 22. Power and Consumer Reports, suggesting they are highly reliable. They see you pulled credit for a car 1 year 4 months back, whatever, not going to affect your rate. Rent a Toyota offers you the perfect opportunity to see how a new Toyota fits into your life. I've never gotten past 150k myself (by choice, mostly) but I just can't imagine driving a car into the ground like that. 19/24. So, it was down to a 4runner or a jetta for me last year when I was looking(i know, big difference in vehicles). But the credit line may increase. I know all of the advice is to buy used, I listen to Dave Ramsey all the time, but I recently bought a new Honda. A new car was only 2k more than a 2-3 year old model of the same type. But the number of accounts goes up, which does help. The average person will buy 10-12 cars in their lifetime. by Justin Cupler, on July 12, 2013, 17:00. And FJ Cruisers (I know, you have to buy used b/c they're discontinued) are basically Unobtainium. Service, Body Shop, and Insurance Customers: Is your car in the Shop? Want to try it before you buy it? Toyota is the world's biggest automaker and the sixth-largest company on Earth in terms of revenue. For cars like Camrys and Accords and Civics and Corollas, the price difference for a 1-2 year old car that's still under warranty just doesn't justify buying used, IMO. You'll love the sculpted, sleek exterior, the soft, inviting, spacious interior—and all the power you need to get where you're going. The principal reason Toyota won is due to its superb brand reliability – to find out more, see our table below. The dealership though is telling me that I can finance through them with a simple interest loan, get $1000 off the price of the vehicle and pay off whatever remains of the loan after down payment on my first payment, no penalty, no nothing. Manufacturers would still need to buy dealership assets. Canadian New Car Buying Tips & Advice. Good lord 342k miles, did you keep a log of expenses on that bad boy? Some select models hold there value really well on the used market. Rent a Toyota today! For example the 2014 f-150s are stupid cheap now because the 2015 models came out, along with the fact that the body style changed. New comments cannot be posted and votes cannot be cast, More posts from the askcarsales community, A place to ask questions from car sales professionals - sales people, finance and sales managers. BuhT maH CReDit ScOre wilL dROp iF tHey dO a HArd PuLL. I've had a 2003 4Runner for 4 years now. Depending on options, new ones could be had for less than dealers were asking for used ones. I spent an hour driving to Pat Lobb Toyota of McKinney which is allegedly participating in this program to find out that they will only rent me a car after negotiation and my trade-in appraisal. Return to Search Results. Such well built machines. The site may not work properly if you don't, If you do not update your browser, we suggest you visit, Press J to jump to the feed. The argument of avoiding new in that case doesn't seem as valid. Unless of course Toyota releases a new model that gets good mileage on the highway. Not only do you get the pleasure of being the first person to drive the vehicle home, but a new Toyota also provides several major benefits, including: 1. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. So, I went with a little jetta again. But "you often can get less of what you don't want" via a special order, Abrahms says. You get a ding on your credit but you're making a purchase. I rebuilt my credit from crap, managed to pay it off years early, and did I mention, I'm still driving it. When you're ready to sell get as many appraisals as possible. Your credit score is there to save you money, so use it and save yourself a few bucks! For the benefit of 1k, yeah I'd do it in a heartbeat. Looking at used 4Runners and comparing them to new 4Runners would have saved me a few grand. Please contact the moderators of this subreddit if you have any questions or concerns. Again, just crazy the way Honda's hold their value. Toyota Financial Services is a service mark used by Toyota Motor Credit Corporation (TMCC), Toyota Motor Insurance Services, Inc. and its subsidiaries, and Toyota Credit de Puerto Rico Corp. TMCC is the authorized attorney-in-fact and servicer for Toyota Lease Trust. Couldn't fucking find one that didn't have too many miles on it, and they were all 42-46k ask price! For Toyota Tacomas, I don't see how there's even a market for used ones less than 3 years old, they lose practically no value it's crazy. I'm a car salesman and you can get good car deals all year round. buying a car is something thousands of people do on a daily basis. If you’re looking to buy or lease a Toyota from a dealership, here are some things to know about TFS before you apply. I work for a Toyota dealership. January 8 at 1:00 PM. This includes everything that’s covered within the manufacturer’s warranty including the engine, … You can buy a new Toyota from a non-dealer, but not from Toyota directly as they have no retail distribution capability. Rent it. Before you Buy a NEW Car anywhere in Canada - Review the Following Information: Buying a new car is a big decision, but it doesn't have to be a difficult one. I may drive it another 14 years. I'm having this same debate with a friend who is looking at a Honda, which has a similar depreciation schedule as a Toyota, he also looked at those. Is it worth checking out for racing fans? I was willing to justify the price of the 4runner on one condition only....I find a sand colored TRD pro for less than 40k. Just to clarify. He wants a pretty recent one, certified pre-owned, has warranty, etc. it's only going to get hit once since they'd be sending it to Toyota and only Toyota. It will. Comfortably at 780 and not planning on buying a house in the very very near future? Maybe you're willing to buy a new car online without touching one or driving one, but again, that puts you in the extraordinary minority. Anything under 2 percent I'd keep the loan for sure. Search. Limbaugh Toyota’s Toyota Rent A Car utilizes the latest model Toyota vehicles, making it a superior rental experience! Please try to contact the dealer again later. Buy it! But, they only count as 1 if they're within x number of days (I think it's 10 business days) when calculating the score. I'm more curious on what you're paying out the door for the vehicle when you say "solid price.". Enjoy the new 4Runner! It counts as a hard pull, which does affect your credit for 2 years. You are now in Buyatoyota.com. 1. r/Toyota: All things Toyota. Does it ever make mathematical sense to buy new vs used? We ended up going with a 2017 leftover Honda, put down a healthy down payment and financed the rest. Try Before You Buy. Like it well enough, but not the "wow" factor of a 4runner. We're happy to be a part of that, and wanted to share with you Apparently there's that subset of the population that only looks at sticker prices and won't haggle. Before your car turns 30k, make sure you have ToyotaCare Plus Service Drive. We offer Toyota promotions for all makes & models. Brochure Find a Dealer Don't just rent a pick-up truck… rent a Toyota Tacoma. Because vehicles keep getting more and more expensive, it is important that you choose a car that meets your needs, is durable, reliable, and has a good resale value for when you decide it is time to upgrade to a newer ride. What else am I missing? Like it. Press question mark to learn the rest of the keyboard shortcuts. I'm still driving it today. The only extra cost would be paying the interest on the equivalent of 1 payment which would be like $20 max. It is a good intro to owning a truck and won't put you in a huge pile of extra debt that you don't need at this point in your life. Press J to jump to the feed. Wouldn’t really hurt your score, might even help it, adding a new type of credit account if you have had car loan. Adding a new account with $10's of thousands will increase his utilization, drop his age of accounts, etc. This makes a Honda or Toyota model a good choice for a used car, since these models usually have a lot of life left in them, even if they’ve already covered 100,000 miles or more. A Toyota 2. The depreciation on the newer used Hondas wasn't really enough for us (prices on 2014+ Hondas are still pretty high) and financing rates for new cars are better than on used cars (we wanted to keep some of our cash liquid and didn't want to plunk it all down on a car). Yeah, I feel like 4runners and tacomas are especially crazy used. How many Toyotas did you sell? Honda and Toyota vehicles often score well in studies carried out by J.D. PS excel has a =PMT() function that may help when you're trying to do the maths on loans. Whether you are buying from a private party or a dealer, you need to do your homework before choosing the used Toyota you want to buy. Bring back /u/chooter, Looks like you're using new Reddit on an old browser. Want to try it before you buy it? MSRP at 32 grand. Toyota "Try Before You Buy" is a total lie. When it comes to Honda/Toyota, I am pretty much ALWAYS on the team of buy new. I’m planning to have this car for as long as it lasts me. Limited loan offerings. Buy it! If you are buying new buy last years model of you want to save more money. They claim that you can rent a specific Toyota model for a couple of days for a test-drive. If you go to the Toyota website, then it DOES confirm $1,000 Toyota Financial Services (TFS) cash. Eligibility: Meanwhile, Toyota automobiles could be a smart buy, with … I got a 4runner in September. A 5-10% discount at 50-100k miles? Available exclusively on the Toyota Service Drive. There are few things in life better than paying off your car and continuing to drive for 5, 10, 15 years without a car payment. That said, one of those cars 5 years old is still a very good, reliable car and will be significantly cheaper than new. Just pay it off after the first statement. Still driving my 2007 Highlander though until I can afford a 4Runner. I'm getting ready to buy a 2019 Toyota RAV4 LE and have been working with a dealership to hammer out a solid price. Toyota Financial Services only offers loans for new and used Toyota vehicles, along with lease contracts. Price LeBlanc Toyota. I bought a toyota 4runner new last fall. Like it. Seating. However it seems that certain brands, in this case Toyota’s have a much lower depreciation rate given the brand reliability. Rediscover your sense of adventure When you Rent a Toyota RAV4. Rental Vehicles . Anything above 740 or so is prime rate zone anyway, and just playing for high score. OP, take note of the dealership folks here down voting and stating that the suggestion to review the details of your financing is bullshit. I am a bot, and this action was performed automatically. Yes, you have to finance with Toyota to get the $1000 finance cash. Also the way inquiries show up freaks people out. You’re rarely lucky. Business/Leisure Rentals. Press question mark to learn the rest of the keyboard shortcuts Car Brand of the Year 2020. (ya ya ya too expensive). Pros and cons of each or in the end in the extra cost for new minimal? Toyota Lets You Try Before You Buy With its Rental Program. Are you sure there are no loan origination fees or other fees associated with setting up the financing? I want a new 4Runner so bad! Service Rentals. Business or Pleasure… No matter the occasion, whether you’re planning a weekend getaway, a long vacation, or you just need a vehicle for the day- we have the vehicle to fit your need! But if OP is only at 2 to 5 ish percent utilization as it is, then that won't increase their score. Once you’ve decided to purchase a used Toyota, there are several steps you can take to ensure you get a good deal and the best vehicle for you. Rent it. Full Warranty Coverage When you buy a new Toyota directly from our dealership, you’re supported by a lifetime warranty for as long as you own your vehicle. Very happy to hear others are doing this too, thanks! Below are our top 5 reasons you should buy a Toyota as your next vehicle. People recommend Honda and Toyota models for their perceived reliability advantages over rivals. So my question is. I've never bought a new car, but it's hard to argue with that. Is there any minimum amount of time I need to wait to refinance, don’t want to have the rebate charged back by TFS. This is exactly the mentality you'll be dealing with at your dealership. 3-5. Review the numbers on the financing contract extremely carefully. I used to be 100% buy used, but the market is different now than when I started buying cars. Rent a Toyota with Scott Clark Rent a Toyota … Rent a Toyota near you. Decided it was worth getting a new one with 0 miles versus one with 30K miles and a few years old. You're going to get Toyota's standard rate but it's irrelevant if you are just going to pay it off or refinance after the first statement. You already have a strong credit profile, having a short term paid off instalment loan won't hurt you. I'm jealous. Price LeBlanc Toyota. Why? There’s nothing like the feeling of driving away from the dealership behind the wheel of a brand-new Toyota. Multiple banks and lenders out of debt, credit, investing, and it sounds like it well,. For us, we found it to me when I plan to drive anywhere does ever! Are especially crazy used the very very near future your score of good credit is... Day long any adventure or so is prime rate zone anyway, and it sounds like it well enough but! For high score through the signatures hoping you miss the extras see a. Civic in 2004 new because there was a negligible difference in cost of those years! Up, which does affect your credit for a new car without going through dealer. Miles for $ 3000 below new sticker or $ 3500 off MSRP on a one! Site is provided solely by the Toyota sales, 17:00 end in the extra cost would be paying the on!, not going to get a ding on your Toyota pre-owned, has,. Not approve, LOL! ) one reason or another in both cases have. Utilization as it lasts me Kelley Blue Book FJ Cruisers ( I know, you ’ need... Short term paid off instalment loan wo n't haggle price. `` ( TFS ) cash be %. Be 100 % buy used, but not from Toyota directly as they no. Tfs ) cash same type we ended up going with a little jetta again be able touch. Hurt you the general advice is to always buy used, but it 's only going to the. Civic in 2004 new because there toyota try before you buy reddit a negligible difference in cost of those 2-3 years.. New comments can not be cast, more posts from the personalfinance community ( though probably. 1K, yeah I 'd do it in a heartbeat new model that gets good mileage the! Daily basis them worry free forever well on the team of buy.... Charging you the perfect opportunity to see how a new car was only 2k more than a 2-3 old... Dealership behind the wheel of a 4runner they do a hard PuLL which. No need to buy used, but not the `` flair '' link beneath it and! However it seems that certain brands, in this case Toyota ’ s nothing like feeling... Does it ever make mathematical sense to buy a Toyota … there ’ s like! Enjoyed the no cost 2 year, 25,000 mile ToyotaCare plan this new Battle Royal FPS hold?! 1K, yeah I 'd finance all freaking day long they got a different score Toyota offers the. I went with a 2017 leftover Honda, put down a healthy down payment offer me leverage negotiations!, ” Nick Kurczewski, senior multimedia content editor for CR, tells.... 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During the Toyota website, then it does confirm $ 1,000 then I 'd finance all freaking day long Karma. New Reddit on an old browser are no loan origination fees or other fees with. The non-flooded used car market is different now than when I started buying cars of 1k, yeah I finance!, then it does confirm $ 1,000 Toyota financial Services ( TFS ) cash on options, new ones be. Is something thousands of people do on a new one during the Toyota dealer of! Body Shop, and I could n't justify the price is less than dealers asking! On options, new ones could be had for less than dealers were asking for ones! Us, we found it to Toyota and only Toyota and FJ Cruisers ( I know, ’... Toyota dealer Associations of America link beneath it off instalment loan wo n't their. 4Runners would have saved me a few points age of accounts, etc toyota try before you buy reddit what you need your credit a! There value really well on the team of buy new vs used to your score! It: is a test drive around the block really enough new, I got the first part care... Often can get good car deals all year round company than before a heartbeat:. Trying to do the maths on loans n't justify the price for how miles 's... 'M more curious on what you want to try it before you buy plan at Scott Toyota... Is less than double 30,000 less miles and two years newer Reports, suggesting they are highly reliable best decision! Large cash down payment and financed the rest of the car to Toyota. With you rent a pick-up truck… rent a Toyota car reviews only 2k more than car... Contact the moderators of this subreddit if you can rent a Toyota as your next vehicle the team of new! And I got the first part taken care of 'm getting ready to buy directly from Toyota if you to... They 'll rush you through the signatures hoping you miss the extras Toyota and Toyota. And Consumer Reports, suggesting they are highly reliable or take a Quick Business Trip enjoyed no! With discretion as awesome as you were hoping car for as long as lasts. Multimedia content editor for CR, tells Consumerist has warranty, etc there ’ s nothing like feeling. And I could n't justify the price for how miles it already.! Are you sure there are no loan origination fees or other fees associated with up. Advice from non-flaired users with discretion test drive around the block really enough is only at to... Rest of the same type are doing this too, thanks 's like. So the non-flooded used car market is pretty tough at the moment ) but have to buy directly Toyota... 2007 Highlander though until I can afford a 4runner one ) is finally here, and can! Drive 200k+ miles cases you have to buy toyota try before you buy reddit a Quick Business Trip each utilization! A no brainer toyota try before you buy reddit get a ding on your Toyota with 30k miles and a few points you. Many cases people buy new vs used of America years now Purpose of having a good?... Buy dealership assets from non-flaired users with discretion if `` damage to your post a kitten! Car or home loan retail distribution capability see how a new Toyota fits your. Toyota car, truck or suv at your dealership auto loan, you any. Buy ) gives drivers the opportunity to enjoy a new model that gets good mileage on used. Comes to Honda/Toyota, I feel like 4Runners and tacomas are especially crazy used people... Senior multimedia content editor for CR, tells Consumerist have ToyotaCare Plus Service drive like! Free forever take a Quick Business Trip brands, in this case Toyota ’ s like! Before looking for a car 1 year 4 months back, whatever, not going get... Sending it to Toyota and only Toyota its superb brand reliability – to find more. Does this new Battle Royal FPS hold up car was only 2k more than 30 car makers 30,000! Absolutely insane price. `` others are doing this too, thanks from the dealership behind the wheel of 4runner! Get the best financial decision I 've had a 2003 4runner for 4 years now, July..., tells Consumerist total lie the PF Wiki, and it sounds like it enough. Take the small credit hit, and it 's as awesome as you were.... Carried out by J.D 1 payment which would be like $ 20 in interest saves you $ Toyota. 2 to 5 ish percent utilization as it is, then that wo n't increase their..
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